Subject
Ananya Rao · Co-Founder & CTO, PaySpark Technologies · PAN: AXXXX1234X
Accounts Under Review
HDFC Bank (Bengaluru, savings) · SBI Bank (HSR Layout, salary account) · Kotak Mahindra (investment account)
Unexplained Credits — Past 6 Months
| Date | Amount | Account Credited | Sender Name | Sender Bank | Sender Country |
|---|
| 6 months prior | ₹46,00,000 | Kotak Mahindra | NPX Advisory Ltd | DBS Bank | Singapore |
| 5 months prior | ₹48,00,000 | Kotak Mahindra | NPX Advisory Ltd | DBS Bank | Singapore |
| 3 months prior | ₹44,00,000 | Kotak Mahindra | NPX Advisory Ltd | DBS Bank | Singapore |
| 2 months prior | ₹52,00,000 | Kotak Mahindra | NPX Advisory Ltd | DBS Bank | Singapore |
| 6 weeks prior | ₹48,00,000 | Kotak Mahindra | NPX Advisory Ltd | DBS Bank | Singapore |
| 3 weeks prior | ₹50,00,000 | Kotak Mahindra | NPX Advisory Ltd | DBS Bank | Singapore |
Total Credits from NPX Advisory Ltd (Singapore)
₹2,88,00,000 (₹2.88 crore) over 6 months. Ananya Rao did not declare these credits in her ITR filed the preceding month. No contracts, invoices, or advisory agreements between Ananya Rao and NPX Advisory Ltd have been located in her possession or in PaySpark's records.
NPX Advisory Ltd — Entity Details (Singapore ACRA)
| Field | Detail |
|---|
| Registered Name | NPX Advisory Ltd |
| UEN | 202XXXXXXX |
| Incorporated | 8 months prior to first payment |
| Director | Rajiv Mohan Nair (Singapore PR) |
| Shareholder (100%) | NexPay Solutions Pte Ltd (Singapore) |
| Stated business | "Technology advisory and consulting" |