Summary of Response
In response to the Mutual Legal Assistance Treaty request filed by Bengaluru Metropolitan Police, the Singapore Police Force Commercial Affairs Department has furnished the following records relating to NexPay Solutions Pte Ltd and its subsidiary NPX Advisory Ltd.
NexPay Solutions — API Records
| Field | Detail |
|---|
| External API endpoint referenced in PaySpark code | https://api.nexpay.sg/v2/external/ingest |
| API key NXP-2024-████ — registered to | "External Model Partner — India" (internal NexPay classification) |
| Calls received from this key | 847 |
| Data category received | Fraud probability scores, transaction feature vectors, model weightings |
| NexPay's internal assessment of data value | Internal memo (attached): "The India partner data has accelerated our model training by an estimated 14–18 months. Commercial licensing equivalent: SGD 4.2 million." |
NPX Advisory Ltd — Purpose
SPF-CAD has confirmed that NPX Advisory Ltd was incorporated specifically for the purpose of making payments to the "India partner" in a manner that obscured the connection to NexPay Solutions. Internal correspondence recovered from NexPay's Singapore servers refers to the India contact only as "AR." No surname is documented in NexPay's internal communications.
NexPay's Cooperation Status
NexPay Solutions has cooperated fully with SPF-CAD under the MLAT framework. NexPay's board has terminated its relationship with the India partner and has agreed to provide full records to Indian authorities. NexPay maintains it was unaware the data was obtained without the source company's authorisation, and has submitted a formal claim of good faith reliance on representations made by "AR."