Account Overview
| Field | Detail |
|---|
| Account Holder | Deepa Singhania (personal account — not joint with Harish Singhania) |
| Account No. | XXXXXXXX4418 |
| Bank | HDFC Bank Ltd., Civil Lines Branch, Jaipur |
| Period Requested | 1 January 2025 – 25 March 2025 |
| Average Monthly Balance (Jan 2025) | ₹4,22,000 |
| Note | This is a personal account maintained separately from the Singhania household joint account. Funds are sourced from a personal investment portfolio and a standing monthly transfer of ₹75,000 from the joint account. |
Statement — February 2025 (Selected Transactions)
| Date | Description | Debit (₹) | Credit (₹) | Balance (₹) |
|---|
| 01 Feb | Monthly transfer from joint account | | 75,000 | 4,97,000 |
| 03 Feb | Amazon Pay — household purchases | 4,200 | | 4,92,800 |
| 08 Feb | ATM Cash Withdrawal — Civil Lines, Jaipur | 50,000 | | 4,42,800 |
| 09 Feb | Jeweller payment — Tanishq, Jaipur | 38,500 | | 4,04,300 |
| 12 Feb | ATM Cash Withdrawal — Vaishali Nagar, Jaipur | 80,000 | | 3,24,300 |
| 14 Feb | NEFT Transfer — JMR Foundation, A/C No. XXXXXXXX8801, Jaipur | 45,000 | | 2,79,300 |
| 16 Feb | ATM Cash Withdrawal — Civil Lines, Jaipur | 50,000 | | 2,29,300 |
| 18 Feb | Electricity — Jaipur Vidyut Vitran Nigam | 8,900 | | 2,20,400 |
| 22 Feb | Salon — Looks Salon, Jaipur | 3,200 | | 2,17,200 |
| 28 Feb | Closing balance forward | | | 2,14,100 |
Highlighted Transactions — Investigator Flags
| Flag | Transaction | Amount | Significance |
|---|
| ⚠ FLAG 1 | Three cash withdrawals (8 Feb, 12 Feb, 16 Feb) | ₹1,80,000 total | Three separate ATM withdrawals in 8 days — unusually large for Deepa Singhania's normal pattern (average February cash: ₹18,000 in prior 12 months) |
| 🔴 FLAG 2 | NEFT to "JMR Foundation" — 14 Feb 2025 | ₹45,000 | The only external transfer to this entity. JMR Foundation account registered in Jaipur — matches the Jaipur Materials Research Foundation (see E09). The transfer date matches the date of the thallium purchase. |
Account Holder Pattern Note (SIT Analyst Observation)
Review of Deepa Singhania's transaction history for January 2024 – January 2025 shows no cash withdrawals above ₹20,000 in any single month, and no external foundation transfers. The February 2025 activity is anomalous in both scale and type. No explanation for the cash withdrawals or the foundation transfer was provided by the account holder during initial questioning.
CROSS-REFERENCE — E09 (Thallium Purchase): The thallium acquisition by "Jaipur Materials Research Foundation" (JMRF) took place on 14 February 2025. The NEFT transfer from Deepa Singhania's personal account to "JMR Foundation" was made on the same date — ₹45,000. The supplier invoice (JEC-2025-02-1124) totalled ₹42,800. The ₹2,200 difference is consistent with transport/courier charges. The cash withdrawals preceding the purchase are consistent with additional procurement payments made off-record.
FINANCIAL LINK ESTABLISHED: Deepa Singhania transferred funds directly to the shell foundation used to purchase the murder weapon, on the same day the purchase was made. The cash withdrawals are consistent with additional off-record payments surrounding the acquisition. Her personal account was the funding source for the JMRF, which has no other documented revenue.